Emergency care? Don’t worry, we got you covered (click here)!

We’re making health insurance an honest business.

Join the movement to pursuing better healthcare. We’re one of the largest and most tenured Affordable Care Act (ACA) individual health insurers in the state of Wisconsin. We’ve helped thousands of people just like you.

When did giving a straight answer go out of fashion? When did fairness become optional? When did the system get more important than the people it serves?


At Common Ground Healthcare Cooperative, honesty never takes a backseat. We value principles over profits and human interactions over transactions.


We choose to be human beings first. To have an open dialogue with our members. To create clear and transparent policies. To act with integrity and speak the truth. Always.


We’re challenging the status quo and making health insurance an honest business. We invite you to join us.

What’s New?

  • There's a lot to love about winter: holiday lights, hot cocoa, and snowy sports. But the colder temperature and shorter days can make it tough on your physical and mental health.

  • We’ve sought to make choosing a plan easier for you with our three-part series. In this part, we’ll go over the Premium Tax Credit or PTC.

  • There are countless health insurance plans on the marketplace with a variety of options. HMO, EPO, PPO, low premium and high deductible – and vice versa! It can be difficult to know which one to choos

  • As we enter into the fall season, you are likely to hear friends and family talk about deductibles, co-pays, and health plans. That’s right, it’s open enrollment time!

Need help through Open Enrollment?

Schedule a phone appointment with a CGHC representative to discuss your coverage options. Click here for details.

Appointments run from November 7th through December 2nd.

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