At Common Ground Healthcare Cooperative, we use medical evidence to determine which medications to cover that are most effective for our members. The list of covered medications, which is also called a “formulary,” covers different drug tiers. On most of our plans, different drug tiers have different copays. It’s just like shopping for anything else. Many times Tier 1 drugs (Generic brand) are cheaper than Tier 3 drugs (Preferred brand). Learn more in the first pages of our formulary.
Some drugs in our formulary note “PA” next to them, which means you need Prior Authorization to use them.